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- Loan Origination Solution
Loan Setup capability of the Loan Origination Solution, which uses agentic AI to automate loan analysis and risk assessment, including how it is triggered, how Maestro orchestrates processing, and its key capabilities.
Loan Setup is a capability of the Loan Origination Solution that uses agentic AI to automate the analysis and risk assessment of loan applications. It is delivered as a UiPath App hosted on Automation Cloud.
Loan Setup reduces the time analysts spend manually reviewing loan documents, assessing borrower risk, and synthesizing data across multiple source systems. It uses specialized AI agents and flexible business rules that cover each distinct domain of loan review.
How it works
Loan Setup is triggered via a Maestro API endpoint. When a loan requires processing, the customer's dispatcher RPA (or a LOS event trigger) calls the endpoint with the loan ID.
Maestro then invokes the customer's data extraction RPAs to pull structured data from the core banking system and LOS, and their data transformation RPAs to convert that data into the format the solution expects. Documents are retrieved separately through document metadata and retrieval RPAs.
Maestro runs AI agents and customizable business rules in sequence, with one category per agentic check or business-rule section. Results are stored in UiPath Data Fabric and surfaced in the loan analyst UI.
UiPath Data Fabric is available in preview. Preview features are subject to change based on customer feedback. For the general availability timeline, contact your UiPath representative.
After all agents and rules complete processing, the loan application becomes available for analyst review. An analyst reviews the AI-generated findings and rule checks, consults the underlying data sources, and triages issues to identify risks and inconsistencies.
Key capabilities
| Capability | Description |
|---|---|
| Agentic AI loan analysis | Specialized agents each analyze a distinct domain of loan review, returning structured findings per category |
| Deterministic rules engine | Evaluates structured loan data against deterministic business rules extracted from your institution's policy documents, returning per-rule verdicts alongside the AI agent findings |
| Automated document ingestion | IXP (Intelligent Xtraction Processing) classifies and extracts data from uploaded loan documents; Document Understanding may additionally be used for standardized document types to improve classification and extraction accuracy |
| Risk-flagged summaries | Agent findings are organized by category with pass, warning, or risk badges per section |
| Human-in-the-loop review | Analysts review AI findings and rule checks, then submit Clear or Issue per finding. They can also mark findings for follow-up, add notes, and share feedback on automated findings |
| Streamlined communication | Confirmed issues are automatically populated in an email through Send Email, ready to share with internal or external recipients |
| Integration with core banking systems | Connects to your institution's core banking system, LOS, and document management system through the RPA Integration Contract framework. Your institution builds the RPA implementations tailored to your specific systems |
| Dashboard analytics | The Dashboard surfaces key metrics for loan processing time and issues found in loan packets. The Loans page shows per-loan key performance indicator (KPI) cards for review deadlines |
Application sections
Loan Setup has two areas, accessible from the top navigation of the UI.
| Section | Purpose |
|---|---|
| Dashboard | An analytics overview of loan setup performance: average loan setup time against target, first-pass decision rate, service-level agreement (SLA) compliance, top issues, and loan volume over time. |
| Loans | The loan applications workspace for analyst review. KPI cards summarize review deadlines, and the applications table lists each loan with its review status and whether issues were found. |
Solution delivery model
Loan Setup is delivered as a closed-source solution. The core workflows, agents, and application components are developed, maintained, and updated by UiPath. Your institution does not receive editable source code for these components.
UiPath continuously iterates on Loan Setup as best practices for agentic automation evolve. Improvements to agent decomposition, prompt engineering, tools, and evaluations are distributed through updates to the closed-source components without requiring code changes within your systems. Updates are deployed into your Development and UAT environments first, with production deployment following your institution's established release schedule.
If an issue originates in the solution and is outside your institution-specific customizations, UiPath escalates the issue, fixes it, and deploys the correction to your environment. Your institution's extensibility point is the RPA Integration Contract framework, which provides a stable interface for connecting to your core banking, LOS, and document management systems.
User groups and permissions
Loan Setup uses three user groups with distinct roles and permission scopes.
| Group | Role | Key permissions |
|---|---|---|
| UiPath Developers, Professional Services, Partners | System administrators and implementation personnel who configure and deploy the solution | Orchestrator access; Data Fabric Designer, Data Writer, and Data Reader; IXP access |
| Business User Group | Analysts and managers who perform loan application review | Data Fabric Data Writer and Data Reader; application access |
| Robot Accounts | Unattended robot identities that run the processing pipeline | Data Fabric Data Writer and Data Reader; Orchestrator queue and job execution |
These groups are created in UiPath Authentication within your cloud tenant. UiPath Developers, Professional Services, and Partners receive only the minimally required permissions needed for deployment and configuration work. As platform capabilities evolve and new functionality is added, access requirements may be updated.
Data Fabric permissions
Data Fabric permissions are managed inside Data Fabric independently of UiPath Authentication.
| Group | Required Data Fabric access |
|---|---|
| Robot Accounts | Data Writer, Data Reader |
| UiPath Developer Group | Designer, Data Writer, Data Reader |
| Business User Group | Data Writer, Data Reader |
Get started
Request a demo to connect with the UiPath team about the Loan Origination Solution.